Posted in NETT on Jul 25, 2005... modified on Jul 26, 2005
DEAR SIRS,
I AM IN DESPERATE NEED OF ASSISTANCE TO GET MY MORTGAGE PAYMENTS CAUGHT UP.THEY HAVE ALREADY SET A DATE FOR FORECLOSURE AND I AM SO WORRIED I AM GOING TO LOSE THE PLACE THAT I'VE CALLED HOME FOR 11 YEARS. I WAS IN A CHAPTER 13 , I MADE PAYMENTS OF APPROXIMATLEY $248 A WEEK FAITHFULLY , AND HAD ABOUT 4 MONTHS LEFT TO COMPLETE MY CHP.13 WHEN MY FAMILY AND I SUFFERED A TRAGIC LOSS. MY YOUNGER BROTHER TO WHOM I WAS VERY CLOSE TO COMMITED SUICIDE ON 9-1-04. THE TURN OF EVENTS THREW ME INTO A SEVERE STATE OF DEPRESSION AND I BASICALLY GAVE UP. I QUIT MY JOB DUE TO THE EMOTIONAL AND MENTAL STATE I WAS IN, AND DIDN'T WORK FOR ALMOST A MONTH AFTERWARD. BY THE TIME I FINALLY GOT A JOB AND WENT BACK TO WORK, MY CHP 13 HAD BEEN DISMISSED BY THE COURT DUE TO NON-PAYMENT. I AM WORKING NOW AS A SALESPERSON, BUT I REALLY NEED ASSISTANCE TO BRING MY NOTE TO DATE. I AM A SINGLE PARENT OF A 12 YEAR OLD DAUGHTER, AND I HAVE NEVER ASKED FOR ASSISTANCE UNTIL NOW! PLEASE HELP ME, MY TIME IS VERY SHORT.
I NEED A PERSONAL LOAN TO HELP BRING MY HOUSE NOTE TO DATE. I WOULD LIKE TO REMODEL CERTAIN AREAS OF MY HOUSE AND THEN PUT IT ON THE MARKET TO SELL. I HAVE LIVED IN THAT HOUSE WITH MY DAUGHTER FOR 11 YEARS, BUT I JUST CAN'T AFFORD IT ANYMORE. I HAD A GOOD JOB, BUT AFTER MY YOUNGER BROTHER COMMITTED SUICIDE 9-1-04, THE DEPRESSION AND MENTAL STATE I WAS IN MADE IT UNSAFE FOR ME TO CONTINUE MY EMPLOYMENT. SO I QUIT MY JOB. NEEDLESS TO SAY I FELL BEHIND ON ALL MY BILLS, BUT AT THE TIME I HAD GIVEN UP HOPE. JUST WHEN I FINALLY HAVE MY LIFE BACK ON TRACK, I RECIEVE THE NEWS THAT THE DATE HAS BEEN SET FOR THE FORECLOSURE ON MY HOUSE. I DON'T WANT TO END UP LIKE MY BROTHER, THAT'S WHY I AM ASKING FOR HELP.
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